Compare 79 no-credit-check SIM-only plans from spusu, Ecotalk, Asda Mobile, Lebara and 1pMobile (+3 more) from £3.90/mo. Refreshed daily for May 2026.
spusu
500 mins · 500 texts · 1 month rolling
Smarty
Unlimited mins · Unlimited texts · 1 month rolling
Lebara
Unlimited mins · Unlimited texts · 12 months
79 plans
| Network | Plan | Data | Mins / Texts | Term | 5G | EU Roam | Monthly | |
|---|---|---|---|---|---|---|---|---|
|
|
Spusu 3 | 3GB | 500 mins / 500 texts | 1 month rolling | 5G | Yes | £3.90 /mo | Get plan |
|
Eco SIM Just Talk | - | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £4.00 /mo | Get plan |
|
Pre-Loaded SIM Talk and Text | - | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £4.00 /mo | Get plan |
|
|
12 Month Plan 5GB | 5GB | 1000 mins / 1000 texts | 12 months | 5G | - | £4.50 /mo | Get plan |
|
|
Spusu 5 | 5GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £4.50 /mo | Get plan |
|
5GB | 5GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £5.00 /mo | Get plan |
|
|
5GB | 5GB | 1000 mins / 1000 texts | 1 month rolling | 5G | - | £5.00 /mo | Get plan |
|
|
Pre-Loaded SIM - 3GB | 3GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £5.00 /mo | Get plan |
|
|
Spusu 10 | 10GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £5.90 /mo | Get plan |
|
golden goodybag | 2GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £6.00 /mo | Get plan |
|
|
goodybag 1GB | 1GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £6.00 /mo | Get plan |
|
|
5GB | 5GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £6.00 /mo | Get plan |
|
|
15GB | 15GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £6.00 /mo | Get plan |
|
5G SIM Only 25GB
Data rolls over once
|
25GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £6.00 /mo | Get plan |
|
|
Spusu 20 | 20GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £6.90 /mo | Get plan |
|
|
15GB + intl mins
+ international minutes
|
15GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | - | £7.00 /mo | Get plan |
|
|
35GB | 35GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £7.00 /mo | Get plan |
|
|
5G SIM Only 50GB
Data rolls over once
|
50GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £7.00 /mo | Get plan |
|
|
Spusu 30 | 30GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £7.90 /mo | Get plan |
|
|
6GB | 6GB | Unlimited mins / Unlimited texts | 18 months | 5G | Yes | £8.00 /mo | Get plan |
|
|
golden goodybag | 5GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £8.00 /mo | Get plan |
|
|
goodybag 4GB | 4GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £8.00 /mo | Get plan |
|
|
10GB | 10GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £8.00 /mo | Get plan |
|
|
30GB + intl mins
+ international minutes
|
30GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | - | £8.00 /mo | Get plan |
|
|
65GB | 65GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £8.00 /mo | Get plan |
|
|
5G SIM Only 80GB
Data rolls over once
|
80GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £8.00 /mo | Get plan |
|
|
Eco SIM 3GB | 3GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £8.00 /mo | Get plan |
|
|
Pre-Loaded SIM - 10GB | 10GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £8.00 /mo | Get plan |
|
|
12 Month Plan 30GB | 30GB | Unlimited mins / Unlimited texts | 12 months | 5G | - | £9.00 /mo | Get plan |
|
|
50GB + intl mins
+ international minutes
|
50GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | - | £9.00 /mo | Get plan |
|
|
95GB | 95GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £9.00 /mo | Get plan |
|
|
5G SIM Only 108GB
Data rolls over once
|
108GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £9.00 /mo | Get plan |
|
|
goodybag 15GB | 15GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £10.00 /mo | Get plan |
|
|
25GB | 25GB | Unlimited mins / Unlimited texts | 18 months | 5G | Yes | £10.00 /mo | Get plan |
|
|
golden goodybag | 20GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £10.00 /mo | Get plan |
|
|
50GB | 50GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £10.00 /mo | Get plan |
|
|
30GB | 30GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | - | £10.00 /mo | Get plan |
|
|
100GB | 100GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £10.00 /mo | Get plan |
|
|
5G SIM Only 110GB
Data rolls over once
|
110GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £10.00 /mo | Get plan |
|
|
Pre-Loaded SIM - 15GB | 15GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £10.00 /mo | Get plan |
|
|
Spusu 40 | 40GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £11.90 /mo | Get plan |
|
|
goodybag 25GB | 25GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £12.00 /mo | Get plan |
|
|
50GB | 50GB | Unlimited mins / Unlimited texts | 18 months | 5G | Yes | £12.00 /mo | Get plan |
|
|
golden goodybag | 26GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £12.00 /mo | Get plan |
|
|
170GB | 170GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £12.00 /mo | Get plan |
|
|
5G SIM Only 200GB
Data rolls over once
|
200GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £12.00 /mo | Get plan |
|
|
Eco SIM 10GB | 10GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £12.00 /mo | Get plan |
|
|
75GB | 75GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £12.50 /mo | Get plan |
|
|
Spusu 50 | 50GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £12.90 /mo | Get plan |
|
|
Spusu 60 | 60GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £12.90 /mo | Get plan |
|
|
12 Month Plan 50GB | 50GB | Unlimited mins / Unlimited texts | 12 months | 5G | - | £13.50 /mo | Get plan |
|
|
5G SIM Only 250GB
Data rolls over once
|
250GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £14.00 /mo | Get plan |
|
|
Eco SIM 30GB | 30GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £14.00 /mo | Get plan |
|
|
goodybag 30GB | 30GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £15.00 /mo | Get plan |
|
|
100GB | 100GB | Unlimited mins / Unlimited texts | 18 months | 5G | Yes | £15.00 /mo | Get plan |
|
|
golden goodybag | 50GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £15.00 /mo | Get plan |
|
|
100GB | 100GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £15.00 /mo | Get plan |
|
|
50GB | 50GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | - | £15.00 /mo | Get plan |
|
|
5G SIM Only Unlimited
Data rolls over once
|
Unlimited | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £15.00 /mo | Get plan |
|
|
Unlimited
EU roaming 12GB cap
|
Unlimited | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £17.00 /mo | Get plan |
|
|
150GB | 150GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £17.50 /mo | Get plan |
|
|
12 Month Plan 100GB + 500 intl mins
+ international minutes
|
100GB | Unlimited mins / Unlimited texts | 12 months | 5G | - | £18.00 /mo | Get plan |
|
|
Eco SIM 100GB | 100GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £18.00 /mo | Get plan |
|
|
Pre-Loaded SIM - 100GB | 100GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £18.00 /mo | Get plan |
|
|
goodybag 80GB | 80GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £20.00 /mo | Get plan |
|
|
Pay Monthly 200GB | 200GB | Unlimited mins / Unlimited texts | 18 months | 5G | Yes | £20.00 /mo | Get plan |
|
|
golden goodybag | 100GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £20.00 /mo | Get plan |
|
|
200GB | 200GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £20.00 /mo | Get plan |
|
|
100GB | 100GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | - | £20.00 /mo | Get plan |
|
|
Eco SIM Unlimited | Unlimited | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £22.00 /mo | Get plan |
|
|
Pre-Loaded SIM - Unlimited
Subject to AUP
|
Unlimited | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £22.00 /mo | Get plan |
|
|
12 Month Plan Unlimited 1
Fair usage policy
|
Unlimited | Unlimited mins / Unlimited texts | 12 months | 5G | - | £22.50 /mo | Get plan |
|
|
Unlimited
EU roaming 5GB cap
|
Unlimited | Unlimited mins / Unlimited texts | 18 months | 5G | Yes | £25.00 /mo | Get plan |
|
|
Unlimited
Fair use over 500GB
|
Unlimited | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £25.00 /mo | Get plan |
|
|
Unlimited
Fair usage policy
|
Unlimited | Unlimited mins / Unlimited texts | 1 month rolling | 5G | - | £25.00 /mo | Get plan |
|
|
12 Month Plan Unlimited 2 + unlimited intl mins
+ unlimited intl minutes
|
Unlimited | Unlimited mins / Unlimited texts | 12 months | 5G | - | £27.00 /mo | Get plan |
|
|
Unlimited + unlimited intl mins
+ unlimited intl minutes
|
Unlimited | Unlimited mins / Unlimited texts | 1 month rolling | 5G | - | £30.00 /mo | Get plan |
|
|
golden goodybag
EU roaming 5GB cap
|
Unlimited | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £35.00 /mo | Get plan |
|
|
goodybag 200GB | 200GB | Unlimited mins / Unlimited texts | 1 month rolling | 5G | Yes | £35.00 /mo | Get plan |
A handful of UK MVNOs let you sign up for a SIM-only plan with no credit check, no impact on your credit file, and no minimum contract term. The reason is structural: those MVNOs (giffgaff, Smarty, 1pMobile, Spusu, Lebara) take payment up front each month rather than billing in arrears, so they are not extending you credit and have no need to verify your credit history. Because those same MVNOs only sell rolling 30-day plans, the no-credit-check shortlist is essentially the rolling-monthly shortlist with the big four removed. The big four UK networks (EE, O2, Three, Vodafone) bill in arrears for their SIM-only contracts and always run a credit check, even on the cheapest plans. iD Mobile is a special case - their rolling 30-day plans are no-credit-check, but their 12 and 24-month contracts run a check. No-credit-check SIMs are the right pick if you are rebuilding your credit, you are new to the UK without a credit history, you simply prefer to keep your credit footprint small, or you have been declined by a host network in the past. The plans themselves are full SIM-only deals with the same data, calls, texts and 5G as any other - the only operational difference is they cancel automatically if your monthly payment fails, rather than running up arrears.
